What Is a High-Risk Merchant?
A high-risk merchant is a business considered to have a higher likelihood of chargebacks, fraud, or regulatory scrutiny. This could be due to:
Operating in specific industries (e.g. CBD, tech support, travel, subscription services, etc.)
Having high transaction volumes or large average ticket sizes
Accepting international payments
Offering recurring billing or subscription models
A history of excessive chargebacks
Why Fintech Processing?
We don’t shy away from risk — we manage it. Our team works with top-tier banks and processors who understand high-risk industries. That means:
Fast and easy approval process
Competitive rates tailored to your business model
Chargeback prevention and fraud mitigation tools
Same Day Funding options available
Full PCI compliance and secure payment gateways
Dedicated support from real humans
Industries We Serve
We help high-risk businesses in industries like:
CBD & Nutraceuticals
Adult & Dating Services
Online Gaming & Gambling
Subscription & Membership Services
Travel & Ticketing
Firearms & Tactical Gear
Credit Repair & Debt Consolidation
(And many more — if you’re unsure, just ask!)
Let’s Get You Approved
Don’t let your business suffer because traditional processors said “no.”
We’ve helped hundreds of merchants get approved and start accepting payments fast.
Call us today: (704) 719-5800
Or fill out our quick online form to get started: fintechprocessing.com/contact